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Progressive Insurance to cover pets

by Therese on November 7, 2007

in Cats, Dogs, Pet Health, Pets


Progressive Insurance has put a new plan in place to cover pets who are injured or killed in auto accidents.

With Pet Injury coverage, Progressive protects your dog or cat when they’re riding in the car.

What Is Pet Injury Coverage?

Pets are part of your family, which is why Pet Injury coverage is a feature of your Collision coverage with Progressive. If your pets are injured in an accident for which you use Collision coverage, we’ll pay up to $500 to help with the cost of veterinary bills and medicine. Or, in the unfortunate event that your pet dies in the accident, we’ll give you up to $500 to find a new pet.

When Can I Use Pet Injury Coverage?

If you can use Collision coverage, you can use Pet Injury coverage for pets you or your relatives have.

Pet Injury coverage is built in to your Collision coverage — there’s no added cost if you choose to use it or not use it. It’s just one more way we let you know we care about you and your family, human or otherwise.

Read more about auto insurance coverage for pets on the Progressive website.

I think it’s great that Progressive is offering this type of insurance! I hope more insurance companies will follow suit. In one sense it shows that they are living up to their name and truly being progressive. On the other hand the comment, “in the unfortunate event that your pet dies in the accident, we’ll give you up to $500 to find a new pet” bothers me. I’m sure it does other pet people as well. That comment reduces the pet to an easily replaced object, something I would think a progressive company would understand is so NOT the case.

So, to the folks at Progressive: Thank you for understanding the value (not monetary) that we put on our pets!! They are often just as much ‘family’ as any humans that ride in our car. However, please change that statement on your website! I applaud you for taking our pets into consideration, but please go just a bit farther and understand our pets are not objects that we can easily replace.

UPDATE: I just wrote a letter to the folks at Progressive saying much the same thing I said above, and invited them to comment here on the blog. I commend them for what they’re doing but I do hope they change the wording on their website.

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{ 1 comment… read it below or add one }

Johann November 7, 2007 at 8:01 pm

You are so right…the wording has A LOT to be desired!

Have to also say that $500 isn’t going to go very far if your pet is injured in an accident. It will help however, which is good. After our car accident it was $300 just to get me checked out and a chiro adjustment. A broken bone without surgery goes for well over $1500 now.

The car that hit us was covered by Progressive. It’s not settled yet, but they told my insurance company that if it is finally determined that it was their insured’s fault they will cover my medical expenses related to the accident. I thought that was great!

Woofs, Johann


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